Tree Law

Fort Wayne sees about 39 thunderstorm days each year, with roughly 10 of those turning severe. That’s a lot of wind and lightning rolling through northeast Indiana. So here’s the direct answer you came for: does homeowners insurance cover fallen trees in Fort Wayne? A standard homeowners insurance policy generally pays when a covered peril […]

Recent statistics show that around 100 to 150 people lose their lives each year in the U.S. due to trees or limbs brought down by high winds and severe storms. That puts the average risk close to 1 in 5 million! Not really a cause for panic, but remember, every event carries real consequences for

Fort Wayne is home to thousands of trees. That much is obvious. We’re Tree City USA, after all. But here’s something that might surprise you: more than half of our tree cover actually grows on private residential property. Not city parks, not public land, but right in our yards! What’s funny is that most people

TL;DR: Your homeowners’ insurance typically covers a fallen tree only if it hits a covered structure like your house or garage due to a covered peril like wind. The policy covers removal of the tree from the structure and may help with cleanup, but it won’t pay for a tree that simply falls in your